Toni Nadeau

Make sure everything that matters most to you is protected :) Reach out today to have a routine Policy Review scheduled with us; we'd love to catch up, get your records updated, make sure your coverages are right where you'd like them, and then also run through our Discount Double Check!

Hi, I'm Toni Nadeau. Owning a small business comes with a lot of responsibility, and having the right insurance matters. As a local State Farm agent and small business owner here in Foley, Minnesota, I enjoy helping fellow business owners talk through their options and feel confident about their coverage.

I’ve been part of the State Farm family for over 35 years, including time as an agent team member before opening my own agency in Foley in 1994. I graduated from St. Cloud State University and was inspired early on by my dad, who was also an insurance agent. I spent time helping in his office and saw firsthand how meaningful it is to be there for families during both the good and most difficult moments. That experience shaped the way I approach this work every day.

My team has been recognized with State Farm’s Crystal of Excellence and Ambassador Club awards, and we take pride in delivering friendly, dependable service. We make it a point to walk our customers through every step of the claims process so they feel supported when it matters most. Whether you’re looking for auto insurance for your daily commute or homeowners insurance to help protect what you’ve built, we’re here to help you prepare for life’s unexpected moments.

I’ve lived in this area my entire life and care deeply about our community. I’m involved with the Foley Area Chamber of Commerce and Milaca Chamber of Commerce, and our team volunteers with local nonprofit organizations like Foley Area Care, which helps transport seniors to appointments. We also give back to local schools and support other small businesses throughout the area, including Gilman, Oak Park, Foreston, Milaca, Bock, Onamia, Ogilvie, Rice, Hillman, Clear Lake, and Becker.

Family is a big part of my life. My spouse and I have four adult children and three grandchildren, and we also have a black lab who keeps things lively at home. When I’m not in the office, you’ll likely find me enjoying time at the lake, hiking, traveling to National Parks, or mountain biking.

Our office, located on Highway 25 south of Highway 23 in the Snap Fitness building, is a welcoming space, and we’re always happy to see customers, including their furry companions. My team and I are proud to serve customers across Minnesota, focusing on building lasting relationships with the people we meet. Stop by, give us a call, or connect with us today to see how we can help with your insurance needs.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Toni, your local State Farm agent in Foley, MN, is here to help.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Toni is here to help your Foley household feel covered.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Looking for coverage? Talk with Toni about your options in Foley.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Toni is proud to serve the Foley community.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Foley and the surrounding area, Toni can help answer your questions.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Have questions? Toni in Foley can walk you through your options.